Your product prospectus, executed by AI
InsureMind turns your product prospectus into the rulebook and applies it to every application, claim, renewal and audit across health, motor, life, property and commercial, catching gaps before they cost you.
Bring your prospectus. We'll show you the rest.
What changes for your team
5-10x
Underwriter throughput
Seconds
Decisions, not days
Pre-settlement
Fraud flags, not post
Weeks
To deploy, not months
Every decision is explainable
Regulated industries don't get to say 'the model decided'. InsureMind shows its work.
One platform for the whole policy lifecycle
1.Underwriting
- Proposal evaluation against the product prospectus
- Straight-through processing for low-risk cases
- Decision recommendations with rule citations
2.Claims
- Cashless and reimbursement adjudication
- Exclusion and waiting-period enforcement
- Fraud-risk triage and itemized settlement
3.Renewals
- Risk-scored renewals with claim history
- Premium recalculation on updated terms
- Retain, reprice or decline signals per policy
4.Audits
- Sampling-based audits of policies and claims
- Leakage analytics and variance reporting
- IRDAI compliance reporting
Where InsureMind runs today
Honest labels. Live means production volume, planned means roadmap.
Non-Life (General)
Health
LiveIndividual and group underwriting, claims and renewals running in production.
Motor
Live, expandingClaims triage with estimate, invoice and photo validation. Underwriting next.
Commercial Property
PlannedRisk evaluation with live FieldSense site data and damage assessment.
Life
Life
PlannedMedical and financial evidence review against the life prospectus.
Slots into the systems you already run
API, webhook, batch and SFTP interfaces across the categories below.
Runs where your data has to live
Deploy in the cloud, in your own VPC, or fully on-premise. Built for the data-residency and regulatory requirements insurers operate under.